What is Residual Market Insurance?
If you are a high risk for insurance companies, do not let them deny you the right to shop for competitive prices. The post What is Residual Market Insurance? appeared first on EINSURANCE.
View ArticleDoes Car Insurance Cover Hail Damage?
The answer depends on the type of insurance policy you have. The part of a car insurance policy that usually covers hail damage is called “comprehensive coverage.” If you only pay for liability...
View ArticleWhat Kind of Insurance is Tax Deductible?
About this time of year, you’re digging through drawers, pants pockets, purses and maybe even a file folder or two looking for receipts so you can maximize your federal income tax deductions. You may...
View ArticleDoes Home Insurance Cover Natural Disasters?
Homeowner’s insurance covers many — but not all — of the perils your home might endure. If you’re wondering if home insurance covers natural disasters, you’re in the right place. Today, our team of...
View ArticleHow To Find A Good Doctor In Your Area
Whether you’ve moved to a new area or have changed health insurance providers, getting a primary doctor is a priority. Finding a physician you trust and feel comfortable with takes a little research....
View ArticleWhat Is Forced Placed Insurance?
Forced placed insurance exists to protect lenders, and it’s sometimes called lender placed insurance. Forced placed insurance can be purchased by a lender to cover a home, an auto, an RV, and even...
View ArticleDoes Health Insurance Cover Sleep Disorders?
Generally, yes. Health insurance does cover sleep disorders, sleep studies and sleep disorder treatments. Depending on the type of health insurance you have, you may need to pay a deductible for sleep...
View ArticleDoes Your Small Business Need Cyber Insurance?
When even big hitters like Experian are hacked, it makes the news. If a small business suffers a cyber attack we don’t necessarily hear about it, but it happens. Stolen data can cost a company a lot of...
View ArticleDoes Car Insurance Cover Flood Damage?
You’re wondering if car insurance covers flood damage to your vehicle. And, like most questions related to auto insurance, the answer is somewhat complicated. It depends on the type of policy you buy....
View ArticleInsuring Your Home in an HOA Community
Homeowners associations (HOAs) are common, and not just for condominiums and townhomes. Some single-family detached homes are located within an HOA neighborhood or community. When buying a new home,...
View ArticleDoes Car Insurance Cover Battery Replacement?
No usually, no. Car insurance does not cover battery replacement for a dead battery. However, insurance might help pay for batteries damaged in accidents, or stolen batteries, depending on your policy...
View ArticleDoes Homeowners Insurance Cover Dorm Rooms?
Generally, yes. Your homeowners insurance policy (HOP) will cover many of your child’s belongings while they’re away at college, as long as they’re living on campus. It will not cover them in...
View ArticleHow Does Family History Affect Your Life Insurance Premiums?
Life insurance can serve several roles in your financial plans. For most people, it’s a reliable way to create an instant estate for their loved ones, should disaster strike. Depending on the type of...
View ArticleThe Average Cost of Life Insurance – What You Need to Know
As of November 2023, the average cost of life insurance is $23 per month for a 10-year contract that supplies a death benefit of $250,000, per MoneyGeek.com. That price is for a young, healthy adult...
View ArticleFinding the Best Car Insurance for Seniors
The best car insurance for seniors will vary from state-to-state and from one individual driver to the next.That’s because we all have unique needs, vehicles and driving histories. Whether you’re...
View ArticleDomestic Partner Health Insurance Explained
Legislation surrounding civil unions, same-sex marriages, domestic partnership, and health insurance change often. Laws vary from state to state and can be altered at any time. At Einsurance.com, we...
View ArticleDoes Homeowners Insurance Cover Hail Damage?
Usually, yes. Homeowners insurance will often cover hail damage. There are instances when your insurer may refuse to cover hail damage. For instance, if hail is excluded on your policy, or if your home...
View ArticleWhat’s the Difference Between Home Insurance and a Home Warranty?
Home insurance and home warranties are not the same. Each provides different protections, and some homeowners feel more comfortable if they have both types of policies. This article aims to explain the...
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